October 2018
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www.union.com.np|Union Finance Limited | Tel.: 977-1-4427091,4429337,4424654,4435133,4436703, Fax: 977-1-4445442
 
INTEREST RATES:  
A. INTEREST RATES
Period Interest Rates Posting Frequency Minimum Balance
Normal Savings Account 5.00% on Daily Balance Quarterly 500
Premium Savings Account 6.00% on Daily Balance Quarterly 5000
Super Premium Savings Account 7.00% on Daily Balance Quarterly NRs. 20,000
Other Savings Account 5.00% on Daily Balance Quarterly NRs. 500/-
Call Current 5.00% Quarterly NRs. 1000/- to NRs.10000/-
3 months 10.00% Quarterly NRs. 5000/-
6 months 11.00% Quarterly NRs. 5000/-
9 months 6.25% Quarterly NRs. 5000/-
1 year 12.50% Quarterly NRs. 5000/-
2 years 12.75% Quarterly NRs. 5000/-
3 years 8.00% Quarterly NRs. 5000/-
4 years 8.25% Quarterly NRs. 5000/-
5 years 8.50% Quarterly NRs. 5000/-
5 years and above with mutual understanding Quarterly NRs. 5000/-
Recurring Deposit 5.00% Quarterly NRs. 1000/-
Loan against FDR +2.00% over all type of Fixed Deposits    
 
B. LOAN INTEREST RATE
Term Loan

14% to 16%

Working Capital Loan 14% to 16%
Housing Loan 13% to 16%
Share Loan 13% to 16%
Hire Purchase Loan 13% to 16%
Personal Loan 14% to 17%
Education Loan 14% to 16%
Deprived Sector Loan  
Institution 2% to 5%
Retail 12% to 14%
   
 
 
 
 
 
 
 

CENTRAL OFFICE


C&D Block, 1st Floor, Four Square Complex, Narayan Chour, Naxal, Kathmandu, Nepal
TEl. 4427091, 4429337, 4424654, 4435133, 4436703 Fax: 977-1-4445442
email : ufl@union.com.np
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